Money Update – January 2026

TOP 10 UPDATES

• 1. India revamps tax regime in 2025 – New Income Tax Act effective from April 1, 2025 with simplified structure, fewer exemptions, and focus on new tax regime.
• 2. Sensex & Nifty post strong gains – Nifty 50 closes near 26,000 completing 10 consecutive years of positive returns, reflecting long-term investor confidence.
• 3. Government eMarketplace (GeM) facilitates ₹2,200 crore asset disposal in 4 years using digital forward auctions.
• 4. Gold, Silver hit all-time highs – Driven by geopolitical tensions, industrial demand, and weakening US dollar, followed by sharp volatility.
• 5. FASTag annual pass contributes to 12% of National Highway trips within 3 months of launch, offering major cost savings.
• 6. India surpasses Japan to become the world’s 4th largest economy with GDP of ~$4.18 trillion.
• 7. India–New Zealand FTA to unlock $6-billion export opportunity for Indian exporters.
• 8. India’s net direct tax collections rise 8% to ₹17.05 lakh crore till December 2025.
• 9. RBI infuses ₹2.90 lakh crore liquidity via bond purchases and dollar-rupee swaps.
• 10. GeM boosts MSMEs – MSE sellers secure government orders worth ₹7.44 lakh crore (44.8% share).

CHANGE IN INDICES

Corporate and Bank FD Rates

Product of the Month – NPS (Multiple Scheme Framework)

The Multiple Scheme Framework (MSF) under NPS enhances flexibility with higher equity exposure, easier exits, loan facility, higher lump-sum withdrawals, and extended exit age up to 85 years.

Investment Insight – The Permanent Portfolio

The Permanent Portfolio strategy by Harry Browne proposes equal allocation in equity, gold, bonds, and cash. It aims to deliver inflation-adjusted returns while reducing volatility, especially useful for medium-term goals and de-accumulation phase investors.

Message from the Founder

What do we do at MoneyVisors?

• Mutual Funds
• Term Insurance
• Health Insurance
• Guaranteed Income
• Pension Plans
• Government Bonds
• Home Loans
• Income Tax Returns
• Corporate FDs
• Will Writing
• NPS
• Asset Tracing
• Gold & Silver (MMTC-PAMP Authorized)
• Complete range of Corporate Insurances